QUALITY EXTERIOR REPLACEMENTS & RESTORATION
When strong winds and storms attack your home, turn to our exterior and insurance experts. At MRN Contracting, we take pride in ensuring that our reputation and quality of work are superior to our competitors, which is why we staff only the most professional and well-trained technicians and claims specialists. With HAAG certifications and vast experience, our project managers possess intrinsic knowledge, skills and discernment that allow them to spot damage and recommend the right solution. We offer free, no obligation roof inspections to homeowners who might have damage.
WHAT TO EXPECT
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Adjustment Day.
A date will be scheduled for an insurance representative to complete an inspection for insurance purposes. While this is in many ways similar to the assessment we perform, the insurance company will want to assess the damage themselves. Our project manager will be on site to ensure the insurance adjuster sees the extent of damage and doesn’t overlook any affected areas. After the inspection, an insurance scope will be released, stating the extent of the insurance company’s assessment of work to be done.
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Initial Inspection.
Your journey begins with your personal project manager completing an initial inspection. Once damage is found, we provide a full assessment report complete with photos along with a contract to sign, allowing us to communicate with and work alongside your insurance company. Your project manager will then assist in calling in the claim to begin the process.
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Insurance Scope.
Once our in-house public insurance adjuster and the insurance company agree on a settled amount, your project manager will meet with you to go over the logistics. At this stage, you will discuss the extent of the work to be done and pick out the design and color of your new roof, siding, gutters or windows.
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Installation & Construction.
An installation date will be assigned per your convenience. A supervisor will be in attendance to ensure excellent workmanship in a timely manner. Your project manager will also check in on you, your home, and the crew.
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Final Inspection & Funds.
Expect the final insurance company check shortly after install completion. One of our trusted staff members will collect the final check and complete a final inspection to ensure satisfactory workmanship.
Once a storm, hail or high wind strikes in your area, MRN Contracting has resources to determine the exact area and homes that were potentially affected. Our storm-response team is readily available to conduct inspections, assess the extent of damage and provide honest and transparent consultation through the next steps of your insurance claim process.
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INSURANCE PROCESS
Your home is one of your greatest and most valuable assets. As such, the integrity of your exterior is essential in providing protection for you and your home. While the exterior condition is expected to preserve a long, resistant life, weather can unexpectedly and drastically shorten its lifespan. Any affected exterior element, whether it be the roof, siding, gutters or windows, could lead to widespread issues affecting the interior condition and even the foundation of your home.
Common damage primarily includes hail and wind damage, and fortunately, both types are typically covered under insurance policies. Therefore, MRN Contracting has a dedicated claims division to monitor each customer’s claim from start to finish—ensuring a timely process and fair proceedings.
HAIL DAMAGE
WHAT WE LOOK FOR
MISSING GRANULES
SHINGLE BRUISING
CIRCULAR CRACKING
WIND DAMAGE
WHAT WE LOOK FOR
WHAT TO EXPECT
At MRN Contracting, our focus is to deliver the very best experience every single time. With thousands of roof installations and home restoration projects, our processes have been perfected to ensure quality craftmanship in a timely, stress-free manner. Following a thorough assessment of your home, we will be able to recommend the right solution, advocate fair insurance coverage on your behalf and deliver results you’ll love. We value total transparency, so please refer to the below steps to better understand how we operate.
HAIL DAMAGE
TYPES OF DAMAGE
Hail damage can be tricky. Insidious in nature and not always visually evident, hail damage can dramatically shorten the lifespan of your roof. A significant percentage of roofs that are hit by hail never get replaced because homeowners don’t see the damage. But if the damage is there and meets the right criteria, your insurance company will most likely pay to replace your roof, and even gutters and siding, provided it’s correctly assessed and that you act quickly to ensure your claim is filed within their limited claim period.
If your area has recently experienced a hailstorm, you may see obvious signs of damage, like pings on your car and dents in your siding. But hail can also cause significant damage to your home’s roof, and often, it’s not so obvious. To better understand what we look for, let’s explore three common types of hail damage.
WIND DAMAGE
TYPES OF DAMAGE
High winds can cause serious damage to your roof, even without hail or other harmful weather. High winds do not hit your roof evenly across the surface, which permits damage by lifting pieces or corners of shingles and thus curling the material, loosening the nails or ripping it off completely. This can leave your roof exposed to the elements.
If you live somewhere where windstorms are a regular occurrence, schedule a free, no-obligation roof inspection to avoid future problems. We can assist with handling wind damage insurance claims, which are often covered under your homeowners’ insurance policy. To better understand what we look for, let’s explore five common effects of wind damage.
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RESTORATION PROCEDURES
Your roof provides essential shelter, protecting you and your most valuable belongings from the worst weather. Roofs are designed to withstand the elements, but during a severe storm, your home may be damaged by wind, hail, or debris.
If your area has been affected by harsh weather, and you suspect damage to your home, it’s important to identify the extent of loss and seek out professional assistance. If left untreated, exterior damages could become interior damages.
CRACKED SHINGLES
CREASING
MISSING SHINGLES
CURLED OR LIFTED
LOSS OF GRANULES
MISSING GRANULES
Our technicians check for missing granules that have exposed the substrate, or black layer underneath them. The substrate exposed should look fresh, or not as if it has been exposed to the sun for an extended period. This will indicate new hail damage as opposed to anything preexisting.
SHINGLE BRUISING
Bruising occurs when a hailstone’s impact disperses the roof’s granules. Bruising will feel like indentations on your roof’s surface. They are not always visible but should be addressed upon discovery, as failure to do so can cause holes to eventually form in your shingles.
CIRCULAR CRACKING
When big enough, hailstones can cause circular cracking around the hit itself in a half-moon or full circle shape. This sort of cracking indicates larger hail and a shingle that has been damaged through to the fiberglass matting, which can make it highly susceptible to water penetration.
MISSING SHINGLES
An obvious sign of wind damage is missing shingles, exposing the upper portion of the lower course of shingles to the elements. The missing shingles can allow water to more easily penetrate the attic.
CURLED OR LIFTED
Curling shingles are most often found at stress points on the roof, i.e. the edges, the corners, near the chimney, at the ridge, etc. Curled or lifted shingles can no longer keep water from leaking through the roof.
LOSS OF GRANULES
Mineral granules serve as an additional layer to your shingles and home to protect your roof from excessive sun exposure. Strong winds can contribute to the premature loss of this protective coating by knocking your granules loose. When granules come loose, they often run through your gutter system with water and pile up on the ground.
CRACKED SHINGLES
High winds can cause cracks in the roof shingles, allowing an easy entry point for water to penetrate beneath the surface and into the home.
CREASING
A common failure from wind pressure exposure is creasing, where the shingle tab is bent up and down until a crease or fold forms along the edge of the shingle tab. This creasing pattern indicates that the damage may be a result of excessive winds.
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Free Roof & Exterior Inspection.
MRN offers a free exterior and roof inspections, where our highly trained and trusted exterior specialists inspect your home for damage and repairs. This inspection is free of any obligation, and afterwards you will be given a detailed report of our findings and assessment.
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Insurance Adjuster Inspection.
You will be notified of your assigned adjustment date, in which an insurance adjuster will visit your property to further investigate the damage. Our exterior specialists are our homeowner advocates and will be present at the time of the insurance adjuster's inspection to help guide and identify the damaged areas of your home. Once completed, the adjuster will submit a report to the insurance company & will establish if the damage warrants coverage.
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Choose Your Custom Materials.
You and your project manager will schedule a date, per your convenience, to discuss the extent of work to be done. We provide homeowners with a wide variety of material choices and product styles. Our knowledgeable project managers will meet with you to go over everything from styles to color that would fit your home style and budget.
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Insurance Claims & Estimates.
If damage is present, your exterior specialist will assist you with calling your insurance to file a claim. Our claims department specializes in all aspects of the insurance process, allowing us to take full responsibility for working with the insurance companies. We handle all estimates, adjuster inspections, and supplements.
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Installation & Construction.
We takes the utmost pride in the quality of the work we provide our customers, providing them with highly trained and qualified roofing and exterior crews. The full installation process will take approximately one day from start to finish, ensuring the integrity of both your home and its surrounding area.